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Is Homeownership Still Considered Part of the American Dream?

ByDavid Dowd
March 31, 2021
Buyers, Millennials

Since the birth of our nation, homeownership has always been considered a major piece of the American Dream. As Frederick Peters reports in Forbes: “The idea of a place of one’s own drives the American story. We became a nation out of a desire to slip the bonds of

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How a Change in Mortgage Rate Impacts Your Homebuying Budget

ByDavid Dowd
March 30, 2021
Buyers

Mortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However, anytime there’s a change in the mortgage rate, it affects what you can afford to borrow when you’re buying a home. As Sam Khater, Chief Economist at Freddie Mac, shares: “Since January, mortgage rates

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What It Means To Be in a Sellers’ Market

ByDavid Dowd
March 29, 2021
Sellers

If you’ve given even a casual thought to selling your house in the near future, this is the time to really think seriously about making a move. Here’s why this season is the ultimate sellers’ market and the optimal time to make sure your house is available for buyers who are

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2021 Real Estate Myth Buster [INFOGRAPHIC]

ByDavid Dowd
March 26, 2021
Infographic

Some Highlights There are a lot of misconceptions about buying or selling a home today, making it challenging to know exactly how to navigate the current real estate landscape.Here’s a little clarity when it comes to 5 common myths about the 2021 housing market.Let’s connect to

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Buyer & Seller Perks in Today’s Housing Market

ByDavid Dowd
March 25, 2021
Buyers & Sellers

Right now, the housing market is full of outstanding opportunities for both buyers and sellers. Whether you’re thinking of buying your first home, moving up to a bigger one, or selling so you can downsize this spring, there are perks today that are powering big moves for

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Why You Should Think About Listing Prices Like an Auction’s Reserve Price

ByDavid Dowd
March 24, 2021
Buyers, Housing Market Updates

For generations, the homebuying process never really changed. The seller would try to estimate the market value of the home and tack on a little extra to give themselves some negotiating room. That figure would become the listing price of the house. Buyers would then try to

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Should We Fear the Surge in Cash-Out Refinances?

ByDavid Dowd
March 23, 2021
Buyers & Sellers

Freddie Mac recently released their Quarterly Refinance Statistics report which covers refinances through 2020. The report explains that the dollar amount of cash-out refinances was greater in 2020 than in recent years. A cash-out refinance, as defined by Investopia, is: “a mortgage refinancing option in which an old mortgage is replaced for a

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What Credit Score Do You Need for a Mortgage?

ByDavid Dowd
March 22, 2021
Buyers, First Time Home Buyers

According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards have tightened recently, many are concerned over whether or not their credit score is strong enough to qualify for a mortgage. While stricter lending standards

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Americans See Major Home Equity Gains [INFOGRAPHIC]

ByDavid Dowd
March 19, 2021
Sellers

Some Highlights Today’s home price appreciation is driving equity higher throughout the country.If your needs are changing and you’re ready for a new home, your equity may be a great asset to power your next move.Now is a great time to put your equity toward a down payment

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To Renovate or Not To Renovate Before You Sell

ByDavid Dowd
March 18, 2021
Sellers

When thinking about selling, homeowners often feel they need to get their house ready with some remodeling to make it more appealing to buyers. However, with so many buyers competing for available homes right now, renovations may not be as vital as they would be in a

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