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Taking Fear Out of the Mortgage Process

ByDavid Dowd
October 31, 2018
Buyers, Sellers

A considerable number of potential buyers shy away from jumping into the real estate market due to their uncertainties about the buying process. A specific cause for concern tends to be mortgage qualification. For many, the mortgage process can be scary, but it doesn’t have to

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Are You Spending TOO Much on Rent?

ByDavid Dowd
October 30, 2018
Buyers, Sellers

Chances are if you are renting you are spending too much of your income on your monthly housing expense. There is a long-standing ‘rule’ that a household should not pay more than 28% of their income on their rent or mortgage payment. This percentage allows the household to

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Thinking of Selling Your Home? Here’s Why You Need A Pro in Your Corner

ByDavid Dowd
October 29, 2018
Buyers, Sellers

With home prices on the rise and buyer demand still strong, some sellers may be tempted to try and sell their homes on their own without using the services of a real estate professional. Real estate agents are trained and experienced in negotiation and, in most cases, the

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Buying a Home Can Be Scary… Until You Know the Facts [INFOGRAPHIC]

ByDavid Dowd
October 26, 2018
Buyers, Sellers

Some Highlights: Many potential homebuyers believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a home which stops many of them from even trying! Here are some facts: 72% of buyers who purchased homes this year have put down

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Where are Home Values Headed over the Next Few Years?

ByDavid Dowd
October 25, 2018
Buyers, Sellers

There are many questions about where home prices will be next year as well as where they may be headed over the next several years to come. We have gathered the most reliable sources to help answer these questions: The Home Price Expectation Survey – A survey

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Still Think You Need 15-20% Down to Buy a Home? Think Again!

ByDavid Dowd
October 24, 2018
Buyers, Sellers

According to a new study from Urban Institute, there are over 19 million millennials in 31 cities who are not only ready and willing to become homeowners, but are able to as well! Now that the largest generation since baby boomers has aged into prime homebuying age, there will

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Housing Is Still Affordable in the United States!

ByDavid Dowd
October 23, 2018
Buyers, Sellers

Lately, there have been many headlines circulating about whether or not there is an “affordability issue forming in the housing market.” If you are considering selling your current house and moving up to the home of your dreams, but are unsure whether or not to believe what

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Will Home Prices Continue to Increase?

ByDavid Dowd
October 22, 2018
Buyers, Sellers

There are many unsubstantiated theories about what is happening with home prices. From those who are worried that prices are falling (data shows this is untrue), to those who are concerned that prices are again approaching boom peaks because of “irrational exuberance” (this is also untrue as prices are not at peak

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20 Tips for Preparing Your House for Sale This Fall [INFOGRAPHIC]

ByDavid Dowd
October 19, 2018
Buyers, Sellers

Some Highlights: When listing your house for sale, your top goal will be to get the home sold for the best price possible! There are many small projects that you can do to ensure this happens! Your real estate agent will have a list of specific suggestions for

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Is the Increase in Inventory a Bullish or Bearish Sign for Real Estate?

ByDavid Dowd
October 18, 2018
Buyers, Sellers

In a recent article, National Housing Inventory Crisis Reaches Inflection Point, realtor.com reported that: New listings jumped 8% year-over-year nationally, the largest increase since 2013 Total listings in the 45 largest markets are now up 6% on average over last year This increase in housing inventory has sparked

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